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The interest rate on the Post Office Recurring Deposit (RD) scheme has been hiked to 6.5% for the July-September 2023 quarter. This is an increase of 30 basis points from the previous quarter’s rate of 6.2%. The Post Office RD…
Do you have savings? Have you established an emergency fund that can cover unforeseen expenses? If not, you’re not alone. According to a 2021 survey by The Balance, a sister publication of Investopedia, most Americans don’t even have $250 in…
Are you dreaming of retiring as a millionaire? It’s not impossible, but it requires some planning and effort. In this article, we will discuss 10 steps that you can take to retire as a millionaire. 10 Steps to Retire as…
If you are in your 20s, you may not be thinking about financial security yet. However, the earlier you start taking control of your finances, the better. In this article, we will discuss 10 steps you can take to achieve…
The financial advice industry has grown rapidly over the years, with various players such as robo-advisors, banks, brokerages, independent financial advisors, and financial planners offering their services to manage people’s money. However, the question remains, do you really need a…
What Is Retirement Planning? Retirement planning involves setting retirement income objectives and the resources required to meet those goals. Retirement planning entails identifying income sources, estimating expenses, putting a savings strategy in place, and managing assets and risks. Future cash…
As people’s financial situation improves, they often choose to spend more money. For instance, imagine a recent college graduate who, after landing a new job, is paying $1,100 per month for a comfortable apartment. After a few years of career…
Creating an annual financial plan can help you achieve your financial goals and make smarter decisions with your money. It’s important to identify your goals, create a budget, and track your progress throughout the year. This approach can help you…
Financial checkups are essential for ensuring that you are on track to meet your financial objectives. A financial checkup assists you in assessing your present financial condition and identifying areas for improvement. In this post, we will walk you through…
