Unified Payments Interface (UPI) is a real-time payment system developed by the National Payments Corporation of India (NPCI) that facilitates inter-bank peer-to-peer (P2P) and person-to-merchant (P2M) transactions. UPI is one of the most popular payment methods in India, and it is now also available in select countries abroad.
Which Countries Accept UPI Payments?
As of March 2023, UPI payments are accepted in the following countries:
- France
- Singapore
- UAE
- Oman
- Saudi Arabia
- Malaysia
- Bhutan
- Nepal
- United Kingdom
The list of countries accepting UPI payments is constantly expanding, so it is always a good idea to check with your UPI app to see if the country you are visiting is supported.
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How to Activate UPI International
To activate UPI International, you will need to do the following:
- Open your UPI app.
- Tap on the “Settings” or “Profile” tab.
- Find the “UPI International” section.
- Tap on the “Activate” button.
- Enter your UPI PIN.
- Follow the on-screen instructions.
Once you have activated UPI International, you will be able to make UPI payments in the countries listed above.
How to Make a UPI Payment Abroad
To make a UPI payment abroad, you will need to do the following:
- Open your UPI app.
- Tap on the “Scan” or “Pay” button.
- Scan the QR code of the merchant.
- Enter the amount you want to pay.
- Confirm the payment.
The merchant will receive the payment instantly.
Fees and Charges Associated with UPI International
The fees and charges associated with UPI International vary depending on your UPI app and the country you are visiting. However, in general, you can expect to pay a small processing fee for each transaction.
It is important to note that some merchants may also charge a handling fee for UPI payments. So, it is always a good idea to check with the merchant before making a payment.
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Tips for using UPI abroad:
- Make sure you have a strong internet connection.
- Keep your UPI PIN safe.
- Be aware of the fees and charges associated with UPI International.
- Check with your UPI app to see if they have any special offers or discounts for international payments.
- If you are making a large payment, consider using a UPI app that offers a currency converter so you can see the exact amount you are paying in local currency.
Benefits of using UPI abroad:
- You can avoid paying foreign transaction fees.
- You can get a better exchange rate than you would if you used a credit or debit card.
- You can use UPI to pay for goods and services in local currency.
- You can use UPI to send money to friends and family who are also travelling abroad.
If you are planning on travelling abroad, I encourage you to learn more about UPI International and how you can use it to make payments while you are away.
Additional Resources
- National Payments Corporation of India (NPCI): The official website of NPCI has a section dedicated to UPI International, where you can find information on how to activate UPI International, how to make UPI payments abroad, and the fees associated with UPI international payments.
- Your UPI app: Most UPI apps have a section dedicated to UPI International, where you can find information on how to activate UPI International, how to make UPI payments abroad, and the fees and charges associated with UPI international payments.
- Online forums and communities: There are several online forums and communities where you can ask questions and get help from other people who are using UPI international payments.
- Google: You can also find a lot of information about UPI international payments by searching Google.
I hope this blog post has been helpful. Please feel free to leave a comment below if you have any questions.
FAQS
Which countries accept UPI payments?
As of March 2023, UPI payments are accepted in the following countries:
- France
- Singapore
- UAE
- Oman
- Saudi Arabia
- Malaysia
- Bhutan
- Nepal
- United Kingdom
How do I activate UPI International?
To activate UPI International, you will need to do the following:
- Open your UPI app.
- Tap on the “Settings” or “Profile” tab.
- Find the “UPI International” section.
- Tap on the “Activate” button.
- Enter your UPI PIN.
- Follow the on-screen instructions.
What are the fees and charges associated with UPI international payments?
The fees and charges associated with UPI international payments vary depending on your UPI app and the country you are visiting. However, in general, you can expect to pay a small processing fee for each transaction.
What are the benefits of using UPI abroad?
There are a number of benefits to using UPI abroad, including:
- You can avoid paying foreign transaction fees.
- You can get a better exchange rate than you would if you used a credit or debit card.
- You can use UPI to pay for goods and services in local currency.
- You can use UPI to send money to friends and family who are also travelling abroad.
What are the limitations of using UPI abroad?
There are a few limitations to using UPI abroad, including:
- UPI International is currently only available in a limited number of countries.
- The list of supported countries is constantly expanding, so it is a good idea to check with your UPI app to see if the country you are visiting is supported.
- The fees and charges associated with UPI International vary depending on your UPI app and the country you are visiting.
- It is important to note that some merchants may also charge a handling fee for UPI payments.